All eligible students enrolled in the UNC System Colleges and Universities, including UNC-Chapel Hill, are required to have health insurance coverage.
This does not mean a student must enroll in the UNC System Student Health Insurance Plan; it means a student must provide proof of active creditable health insurance, and enrolling in the UNC System Student Health Insurance Plan is one means to meet that requirement. A student is encouraged to compare the UNC System Plan against other options, e.g., being a dependent on a parent’s health insurance plan, having an employer’s health insurance plan, having individual plan coverage through another source.
The UNC System endorses a cost-effective Student Health Insurance Plan that covers most health care expenses not included in the Campus Health Fee. This plan is administered by Blue Cross / Blue Shield of North Carolina called Student Blue. You may wish to view a brief presentation detailing the plan and cost savings.
Each semester the Student Health Insurance (insurance premium) is added to all eligible students' University accounts. Eligible students must enroll to activate their insurance or complete the online waiver process with their own creditable insurance coverage before the deadline each semester. Once the waiver is verified and approved, the premium will be credited to the student’s account.
As of Fall 2015, the UNC System Student Health Insurance Plan no longer has benefits for spouses and dependents. Review Health Insurance Options to evaluate other available creditable insurance.
SEMESTER DEADLINES for WAIVE and ENROLL:
FALL - SEPTEMBER 12 SPRING - JANUARY 31