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Alternatives to "Hard Waiver" Plan

The University of North Carolina System requires all students to have health insurance.  "Hard waiver" does not mean a student must enroll in the UNC System Student Health Insurance Plan; it means a student must show evidence of a creditable coverage health insurance. Enrolling in the UNC System Student Health Insurance Plan is one means to meet that requirement. A student is encouraged to compare the UNC System Student Health Insurance Plan against other options.  If a student has other creditable insurance, each semester they must submit an online waiver at www.studentbluenc.com or the student will be enrolled in the student insurance and pay the charge on their university account.

See the Health and Dental Insurance Alternatives link on the right side of this page.