Mandatory Health Insurance

In August 2009, the UNC Board of Governors approved the implementation of a “hard waiver” student health insurance plan on all sixteen 4-year campuses beginning in fall 2010. The term “hard waiver” means any student meeting three specific criteria is required to show evidence of an existing “creditable coverage” health insurance policy OR enroll in the UNC System Student Health Insurance Plan.

The system has chosen Blue Cross Blue Shield Student Blue as the vendor for the UNC System Student Health Insurance Plan. Some details are available at the Student Blue website. By entering your contact information here, you will be notified by Blue Cross Blue Shield as more information is available. Further details will also be found on this webpage in the next few weeks. 

Information about Mandatory Health Insurance plan summary of benefits and rates will be available June 1, 2013 at the BCBS Student Blue website.

“Hard waiver” does not mean a student must enroll in the UNC System Student Health Insurance Plan; it means a student must show evidence of creditable coverage health insurance, and enrolling in the UNC System-Wide Student Health Insurance Plan is one means to meet that requirement. A student is encouraged to compare the UNC SystemPlan against other options, e.g., being a dependent on a parent’s health insurance plan, having an employer’s health insurance plan, having individual plan coverage through another source.

For more information about the UNC System Student Health Insurance plan, visit the Campus Health Services homepage for Mandatory Health.  You can also contact Campus Health Services Insurance Representatives Vicki Warwick (vwarwick@email.unc.edu) or Sharon Moseley (smoseley@email.unc.edu).