Mandatory Health Insurance

Printer-friendly version

In August 2009, the UNC Board of Governors approved the implementation of a “hard waiver” student health insurance plan on all sixteen 4-year campuses beginning in fall 2010. The term “hard waiver” means any student meeting three specific criteria is required to show evidence of an existing “creditable coverage” health insurance policy OR enroll in the UNC System Student Health Insurance Plan.

The system has chosen Blue Cross Blue Shield Student Blue as the vendor for the UNC System Student Health Insurance Plan. Details about the plan benefits and rates are available at the Student Blue website.  Select Plan Benefits for more information. 

“Hard waiver” does not mean a student must enroll in the UNC System Student Health Insurance Plan; it means a student must show evidence of creditable coverage health insurance, and enrolling in the UNC System Student Health Insurance Plan is one means to meet that requirement. A student is encouraged to compare the UNC System Plan against other options, e.g., being a dependent on a parent’s health insurance plan, having an employer’s health insurance plan, having individual plan coverage through another source.

For a video tutorial about the Student Blue Health Insurance plan and how to enroll or waive follow this link: https://www.brainshark.com/bcbsnc/UNCChapelHill

A comparison between last year's benefits and the new plan benefits for the 2014-2015 school year are now available.  For more information about the UNC System Student Health Insurance plan, visit the Campus Health Services homepage for Mandatory Health.  You can also contact Campus Health Services Insurance Representatives Vicki Warwick (vwarwick@email.unc.edu) or Sharon Moseley (smoseley@email.unc.edu).